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1. Introduction

Welcome to Joshiz. These Terms of Service ("Terms") govern your access to and use of our website located at this domain (the "Site"). By accessing or using the Site, you agree to be bound by these Terms and our Privacy Policy.

2. Use of the Site

You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to use the Site:

• In any way that violates any applicable federal, state, local, or international law or regulation.
• To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation.
• To impersonate or attempt to impersonate Joshiz, an employee, another user, or any other person or entity.

3. Intellectual Property Rights

The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Joshiz, its licensors, or other providers of such material and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

4. Disclaimers

The information presented on or through the Site is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. The content on this Site is not intended to be a substitute for professional investment advice.

5. Limitation on Liability

To the fullest extent provided by law, in no event will Joshiz, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the Site, any websites linked to it, any content on the Site, including any direct, indirect, special, incidental, consequential, or punitive damages.

6. Governing Law and Jurisdiction

All matters relating to the Site and these Terms, and any dispute or claim arising therefrom or related thereto, shall be governed by and construed in accordance with the internal laws of the jurisdiction in which Joshiz is established, without giving effect to any choice or conflict of law provision or rule.

7. Changes to the Terms

We may revise and update these Terms of Service from time to time in our sole discretion. All changes are effective immediately when we post them. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes.

8. Contact Information

To ask questions or comment about these Terms of Service, please contact us through the contact form on our Site.